Marco Polo Insurance Coverage with MPV classification

[Kiwi Ange]

I do have a dash cam and NCD but the MP is cheaper to insure with the same mileage than our 09 plate Mini on 7 years NCD. 3000 miles on each.

I've got 15 years NCD. We live in London though. Maybe that's the killer. But, we're talking £800 / £900!