We should write or call our local MPs, or make an online petition to the Parliament, to ask how to regulate the insurance industry so that the insurers do an honest business. The law makes insurance compulsory, leaving us vulnerable to these scammers. Today, car insurance is so expensive, and the consequential costs caused by making claims are so intimidating that nobody dares to make a claim. But insurers keep telling the public they pay more and more for repairs, thefts, and compensation. The insurance industry is a scam.